No matter the size of your real estate business, Relay’s online banking and money management platform will help you get crystal clear on what you’re earning, spending and saving.

Bank with Relay


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Get unparalleled clarity into operating expenses, cash flow and every transaction.

Relay is a financial technology company, not a bank. Banking services provided by Thread Bank; Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

1 The interest rates and annual percentage yield on your account are accurate as of 05/16/23 and are variable and subject to change based on the target range of the Federal Funds rate. APY will vary between 1-3% depending on the balances held. Earn 1% APY on savings balances of less than $50,000, 1.5% APY on savings between $50,000 and $250,000, 2% APY on savings balances between $250,000 and $1,000,000 and 3% APY on savings balances of more than $1,000,000. There are no minimum balances or minimum deposits required to earn interest on your account.

2 Deposits up to $2,500,000 per business are insured by the FDIC through an insured cash sweep program managed by Thread Bank, Member FDIC. The insured cash sweep program is only available to Relay customers that have upgraded to Relay 2.0 or signed up for a Relay account on or after January 1, 2023. 

Payment services (non banking/checking accounts or services) are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: The Steward Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199). In the US Currency Cloud operates in partnership with CFSB. CFSB fully owns the bank program and services are provided by The Currency Cloud Inc.

3 Please note that funds relating to Currencycloud's services are not FDIC insured or protected by the Visa Zero liability protection policy. In regards to Currencycloud's services when funds are posted to your account, e-money is issued in exchange for these funds, by an Electronic Money Institution who we work with, called Currencycloud. In line with regulatory requirements, Currencycloud safeguards your funds. This means that the money behind the balance you see in your account is held at a reputable bank, and most importantly, is protected for you in the event of Currencycloud’s, or our, insolvency. Currencycloud stops safeguarding your funds when the money has been paid out of your account to your beneficiary’s account.

Relay Financial Technologies, Inc. © 2024

"We have had a great experience with Relay and I plan to use this for my businesses moving forward. It makes it very easy to add accounts, cards, users, vendors, etc. I can separate our cash with certain projects or initiatives so that our budgets are already set. All around, very solid company that I look forward to working with in the coming years."

Anthony Halsch

CEO at RoxBox Containers & Modifications

Open a business bank account together with your business partners — 100% online, from anywhere —without ever visiting a branch

Create up to 20 accounts to organize money by property or by categories, like expenses, taxes, or investments

Access and manage multiple entities under one centralized login

Sync detailed data directly to QuickBooks Online or Xero to quickly and meticulously code and reconcile all of your transactions

Assign your employees the right level of access they need to assist you with everyday banking tasks like paying the bills

Get personalized customer support when you need it

 "As an entrepreneur, we sometimes put ourselves last. With Relay and Profit First, they shift the way you think about your money and allow you to pay yourself first and get more clarity into your cash flow." 

Liz Faircloth
The Real Estate InvestHer

Why Relay


Relay’s powerful money management platform makes it easy to stay on top of every single dollar.

Why bank with Relay

Implement Profit First 

Together, Profit First and Relay ensure that every dollar is allocated according to plan—be it paying down debt, reinvesting in your business, or taking a profit.

Get unlimited payments

Get your payees to upload their own payment details so you can send them checks and next-day ACH transfers for free. Plus, collect payments from PayPal, Stripe, Square and more. 

Relay’s business banking and money management platform is free. Your cash won’t be tied up in account fees, minimum balance requirements or overdraft fees. Plus, ATM withdrawals are free at any Allpoint ATM.

Avoid banking fees

Collaborate with ease

Effortlessly collaborate with role-specific access—that means giving your cleaner a debit card for cleaning supplies or your accountant read-only access to your transactions.

FDIC insured through Thread Bank2,3 | Visa® Zero Liability Protection3


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