Relay

Today’s a big day at Relay. Over 110,000 self-made small business owners have entrusted us with more than $1 billion in managed customer deposits.* $1 billion is much more than just a number. It’s a vote of confidence by our customers because when you run a small business, money is personal. Behind every dollar of deposits are late nights and long hours put in by the electricians, florists, real estate agents, and other business owners on Relay who turn ambition into impact. We’re proud to help these inspiring entrepreneurs forge a path to profitability, and build long-lasting businesses. *Relay is a financial technology company and is not a bank. Banking services are provided by Thread Bank; Member FDIC.

Each year, Relayers are asked to nominate their colleagues for our Values Awards. A celebration of those who embody our values in how they show up, lead, and contribute. This year’s 1% Better Award nominees, Sam Johnston, Robyn M., and Katie McCann show us what that looks like in action. Getting 1% Better Everyday is about choosing growth as a daily practice. It's the commitment to continuous improvement, the resilience to adapt through change, and the belief that small, deliberate actions today can build a stronger team tomorrow. Their stories are proof that small actions, repeated often, can lead to big momentum. This is how growth becomes contagious at Relay. Want to join us? 👉 https://lnkd.in/gj5sRN-Q

Mark your calendars: We're heading to a city near you! Join us on a six-stop advisory tour designed for accounting firms to walk out with: ✔️ A ready-to-roll advisory action plan ✔️ CPE credits (naturally) ✔️ A curated tech stack that just makes sense Which city will you choose? 👉 https://lnkd.in/gphmnukD #Seattle #LA #Chicago #Austin #Atlanta #Boston #Accountants #Bookkeepers #CAS #AdvisoryAmplified

94% of small business owners expect to grow this year. But 88% also say they’ve faced unexpected cash flow issues that threw them off course. That’s the paradox at the heart of this year’s Cash Flow Compass Report, and it points to a deeper truth: growth alone doesn’t guarantee stability. But with the right systems, habits, and visibility, it is possible to scale without the stress. 👉 Swipe through for a few of the most eye-opening stats from the 2025 Relay Cash Flow Compass, and download the full report to learn how you can build a more resilient business—one that’s ready for both opportunity and uncertainty. Get the report: https://ow.ly/YVNe50WgWOI

As your business grows, delegating day‑to‑day purchases is essential. But you need to give your team clear guardrails. Otherwise, unexpected transactions can chip away at your cash on hand and make forecasting a challenge. 💳 Introducing Card Spend Approvals Require pre‑approval for any employee card purchases, whether it’s routine office supplies or a larger equipment order, so you never worry about surprise swipes. Plus, a full suite of spend control tools: ✅ Bill Pay Workflows Route invoices through single or multi‑stage approvals, batch payments by vendor, and sync everything to QuickBooks or Xero for a complete audit trail. 🧾 Expense Management Automate receipt capture, AI‑driven categorization, and threshold‑based receipt rules (e.g. require receipts over $75) all in one dashboard—so you can close your month-end faster. ✨Ready to take control? Learn more in our latest blog post: https://lnkd.in/gG3NJJkB *Relay is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Relay Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. The Relay Visa Credit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa cards are accepted.

48 hours. 30 teams. Endless innovation. ✨ Last month, we hit pause on our day jobs for the Relay Hackathon, a two-day sprint to answer one question: What could we build to help our customers win if nothing was off limits? From gamified banking experiences to AI-powered insights, our teams dreamed big and shipped fast to prototype new tools, redesign workflows, and explore bold ideas to make Relay more useful, intuitive, and fun. Some teams tackled internal pain points, like rethinking our sales demo UI or optimizing our sales processes. Others built forward-looking features for customers, like smarter AI insights, new integrations with platforms like Shopify and Amazon, and even a playful redesign that turns banking milestones into collectible rewards, Pokemon-style. Every idea started with a customer problem, and ended with a real, working solution. Want a deeper dive into what we built? Our blog post from our winning team is dropping soon, packed with insights and takeaways. Oh, and by the way we’re hiring! Want to help shape the future of fintech? You’ll find our job board in the comments. 👀🤓👇🏾

Big news: We're hitting the road with Advisory Amplified 2025! This fall, we’re joining a six-city tour crafted to help firms move beyond the buzz and make real progress with advisory. Six intimate local-loved venues. Six tech partners focused on today’s challenges. Instead of a crowded expo, expect genuine conversations and focused sessions that help you tackle what matters most. You’ll leave with a personalized plan to launch or grow advisory in your firm—practical steps you can put into action, not just a pen and a possibility. At $99 per person, you could bring your whole team and build a shared vision for advisory together. Want in? 👉 https://lnkd.in/gphmnukD #AdvisoryAmplified #OnTour #AccountingTour #AccountingFirm #AdvisoryServices

Exciting news from our great friends at Relay!   They have a FREE ebook that can really help you when it comes to being an advisor.   You see, giving advice is hard—especially when it’s uncomfortable. But, if you’re in the business of bookkeeping, then advice is your most valuable asset.   And right now? Too many firms are underselling it.   In this no-fluff ebook, The Advisor Superpower, Thriveal and Relay team up to explore what it really means to do advisory work—and how to build a firm that thrives on it.   You'll learn:   ✅ Why most advisors are still struggling to give advice ✅ How to give strong opinions, even when they’re unpopular ✅ Ways to build space into your services for real advisory work ✅ How to sell both the “what” and the “why” of your expertise   🎯 If you’ve ever held back on saying what your clients really need to hear—this is for you.   DOWNLOAD THE FREE EBOOK - https://bit.ly/4nIxja5   Don't miss this opportunity before it's gone forever!   #advisory #advisor #bookkeeper #bookkeepers #bookkeeping #business #smallbusiness #clients

We’re still reminiscing on Toronto Tech Week—what an energizing experience! It was incredible to host three events at RelayHQ focused on how to build high performance teams, AI enablement in engineering, and AI in fintech. Our team loved connecting with so many passionate, driven people in the tech community, and this was a great reminder of the energy and innovation fueling this ecosystem. It was also an amazing opportunity for our teams to share more about Relay, the journey we’re on, and the exciting direction we’re headed. The enthusiasm and curiosity we received reinforced that we’re building something meaningful and that there’s excitement for the kind of impact we’re having on small businesses. We’re grateful for the new connections, conversations, and the momentum from outside and inside Relay. Sharing some photos that made this week special 🌟. And of course we're hiring 👉 https://lnkd.in/g6vsm2JQ #TorontoTechWeek #Relay #TechCommunity #FintechHiring #BusinessBanking

How are business owners really managing their money? And what makes some businesses more resilient than others? The 2025 Relay Cash Flow Compass Report digs into exactly that. We surveyed over 1,000 U.S. entrepreneurs and spoke directly with business owners and financial experts to uncover where cash flow still breaks down, how those breakdowns shape decisions—and what the most resilient businesses are doing to stay one step ahead. How does your business stack up? Download the report to get the full picture on… 🎯The biggest barriers to profitability in 2025 💰How your cash flow runway compares to other businesses 💡Why so many businesses missed key opportunities last year 📈How high-performing businesses manage spending 🚀What resilient businesses do to stay one step ahead Grab your copy at the link in the comments! 👇