KEEPING YOUR BUSINESS ON THE MONEY

Start application

Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank2,3; Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® debit cards are accepted.

FDIC insured via Thread Bank and Evolve Bank & Trust2,3

READY TO BE ON THE MONEY?

Start application

Get the income overview

Collect income in one place to see what you’re working with. Consolidate all of your payments—including ACH transfers, wires, checks and payouts from tools like PayPal, Stripe, Square and more.

SEE YOUR CASH FLOW
CLEAR AS DAY

Make profit a habit

As the official banking platform for Profit First Professionals, Relay keeps you on track with the Profit First method. Open accounts in seconds, set up auto-transfer rules and put allocations on autopilot. 

Save for the future

Use savings accounts to separate and continually contribute to reserves for taxes, investments in your growth and unexpected emergencies. Savings accounts earn 1-3% APY1, and you can open up to 2 savings accounts per business.

KIND WORDS FROM OUR COMMUNITY

BEYOND THE BUSINESS BANKING BASICS

No account fees, overdraft fees or minimum balances

Up to 20 individual checking accounts

Savings accounts with up to 3.00% APY1

Direct integrations with QuickBooks Online and Xero

Payments via ACH transfer, wire and check

50 virtual or physical Visa® debit cards

Relay makes it easy to understand precisely what you’re earning, spending and saving so you can make the smartest decisions for your business.

1

5

3

Earmark the essentials

Use up to 20 checking accounts to organize and allocate income for things like day-to-day expenses and payroll. Automate the transfer of income into each account using dollar amounts or percentages.
 

2

WHAT 'ON THE MONEY' FEELS LIKE

Bookkeeping doesn’t give you a headache

Relay directly syncs comprehensive data for in- and outgoing transactions to QuickBooks Online and Xero for simple, speedy and meticulous bookkeeping.

Tax season doesn’t keep you up at night

Picture it. All transactions are neatly reconciled at month-end. There’s no need to chase contractors for W-9 forms. And you’ve been saving throughout the year for your tax bill.

You know where every dollar is going

Take the grind out of expense tracking with ultra-detailed data. Relay cleans and standardizes vendor names, pre-categorizes card purchases and keeps a record of team spending.

You can delegate money management

Role-based user permissions allow your accountant, bookkeeper and team members to help with bookkeeping, bill payments and other day-to-day banking tasks.

Your money — protected

Feel safe knowing that FDIC insurance is provided through Thread Bank and Evolve Bank & Trust.2,3 Your cards are also covered by the Visa® Zero Liability Protection3 Policy.

FDIC insured via Thread Bank and Evolve Bank & Trust2,3

Visa® Zero Liability Protection3

Two-factor authentication and biometric security

Get StartedGet StartedGet Started

Feel in complete control

A crystal-clear picture of your cash flow helps you make more intelligent, more informed decisions about your money—no more overspending or overextending.

 

4

Relay Financial Technologies, Inc. © 2024

"We have had a great experience with Relay and I plan to use this for my businesses moving forward. It makes it very easy to add accounts, cards, users, vendors, etc. I can separate our cash with certain projects or initiatives so that our budgets are already set. All around, very solid company that I look forward to working with in the coming years."

Anthony Halsch

CEO at RoxBox Containers & Modifications

Visa® Zero Liability Protection3

Welcome to Relay

+

No hidden fees, no minumum balances
FDIC insured up to $2.5M via Thread Bank and Evolve Bank & Trust2,3
Scroll to learn more
Earn up to 3.00% APY with Relay Savings Accounts1

Relay’s online banking and money management platform puts you in complete control of your cash flow.